I believe that your financial situation depends not only on your income, but how wise you are in spending your money.
My name is Kate, and I am the founder of CouponMonarch.com. Since 2000, I have lived and worked in Raleigh, NC, USA. I graduated in 1994 from the Belarussian State University (Master of Science degree in Applied Mathematics). I enjoy traveling, cooking, reading, and spending time with my family.
I lived through a time when my country was broken to pieces, losing all its money to overnight inflation. Because of my previous banking experience and math education or perhaps just an innate sense, I managed to stay out of debt.
My family has had good and bad financial years, and we’ve not only survived, but still manage to live a good life. Through these years, I’ve developed a system that helps me to manage my finances and feel secure. In 1999, I won a Green Card lottery and moved to the USA. My husband and I had just four pieces of luggage and $2000. After five years, we’d paid off our mortgage. After ten, I could quit my job and do something I enjoyed doing. I’ve opened this website to share my knowledge and experience and help to you save and manage money.
I didn’t have a heart attack at the pump; I knew the gas prices would go up. I didn’t lose my house or car.
I was prepared for the recession and had an average year, taking my normal vacation and still managing to make a donation to St. Jude Children’s Research Hospital. Some things are very predictable.
Why should you trust me? Because I am not a millionaire; I don’t have a fancy boat or ten cars in my garage. I feel the same financial pain as anybody else from the middle class.
My goal is to show you that no matter how much you make, you can live a good life. It all comes down to spending wisely and saving money wherever you can. This site will help you be able to do that just as well as I have.
Please read my articles, submit yours, write comments, and participate in conversations.
Together, we can make the difference in each other’s’ lives. And don’t forget to use our coupons.